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  • Having a current home telephone number (it can be your cell number) and a work phone number and a valid email address

  • Be either a citizen or a permanent resident of the United States

  • 18 years of age or

  • You receive a net salary of at least $ 1,000 per month after taxes

  • Keeps the cost of borrowing to a minimum with a single fee when paid back on the agreed upon date

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